RV Loans with RV Financing USA

RV Loans with RV Financing USA

Since 2003, RVFinancingUSA.com has served the RV community with over $2 billion in loan applications and counting. We are happy to announce new lending programs with competitive rates for qualified applicants. We offer RV financing for purchases from dealers and individuals as well as refinancing for your existing RV loan for good and bad credit. Apply now and see what we can offer you!

  • Competitive Nationwide Rates!

  • FastLane Approval Service
  • Dedicated RV Loan Specialists
  • Better Business Bureau A+ Rating
  • The Best RV Loan Rates We Can Find
  • Bad Credit RV Loan Programs Available
  • 550 Minimum Credit Score
  • 20 Year Terms For Loans Over $100,000
  • 30 Day Lock-In Pre-Approval & Rate

*Rates and terms vary by state and are subject to credit approval.

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What RV Loan Programs Do You Offer?

First tell us what your situation is. Our programs are competitive nationwide. Click below for more information:


Rates range from 4% to 17.99% based on your credit,
the collateral you are purchasing, the state that you live in,
and other factors.

RV Loan Rate Guarantee

30 Day Rate Lock Guarantee

When it comes to RV Loans, we make it simple. Lock in your rate today for 30 days!


For Quotes, Purchases, & Refinances…
Apply Now

Bad Credit RV Loan Program?

At RV Financing USA, we make applying for an RV loan a fast and easy process even if you have had credit challenges in the past. Here’s what you’ll need depending on your specific situation:

  1. First, choose an RV you’d like to buy. Make sure you know the year, make, model, and model number.
  2. Apply online using our Norton Symantec secured website.
  3. Provide proof of income. This includes a pay stub and W2 if paid hourly or salary. If you are retired, a benefit letter or bank statement. If you are self-employed, we require 2 years tax returns.
  4. Sign with one of our certified RV loan signing agents.
  5. Pay your seller within 3 business days of signing.

Find out more about our Bad Credit RV Loan programs or apply online to start the process.

Apply Now

Public Alert:

My Financing USA has become aware of a scam involving a group of individuals posing as My Financing USA. This scam does not target our customers or anyone who applies on our website. However, we feel it is important to post this announcement to assist potential targets of this scam, who may come to our site trying to verify who they are speaking to, in avoiding becoming a victim of identity theft. My Financing USA does not offer personal loans. We finance RVs and Boats only.

If you receive a call from a company purporting to be My Financing USA, attempting to offer you a personal loan, please do not provide them with your personal information. You can also call our published number at 855-978-5626 to verify what company you are speaking to. If you have already been a target of this scam, please report the event to your local law enforcement agency. My Financing USA will cooperate fully in helping bring justice to these individuals who have harmed you.

Again this scam does not affect customers who apply with us for RVs and Boats. You can rest assured that no information presented to us indicates that a single customer of My Financing USA has been compromised in this scheme. Our security systems and protocols have not been compromised in any way and we will continue to ensure our customer information is protected and secure.

Class A Motorhomes

Class C Motorhomes

Fifth Wheel Travel Trailers

Conventional Travel Trailer