RV Loans with RV Financing USA

RV Loans with RV Financing USA

Since 2003, RVFinancingUSA.com has served the RV community with over $1.7 billion in loan applications and counting. Now celebrating our 15th year, we are happy to announce new lending programs with competitive rates for qualified applicants. We offer RV financing for purchases from dealers and individuals as well as refinancing for your existing RV loan for good and bad credit. Apply now and see what we can offer you!

  • Competitive Nationwide Rates!

  • FastLane Approval Service
  • Dedicated RV Loan Specialists
  • Better Business Bureau A+ Rating
  • The Best RV Loan Rates We Can Find
  • Bad Credit RV Loan Programs Available
  • 550 Minimum Credit Score
  • 20 Year Terms For Loans Over $100,000
  • 30 Day Lock-In Pre-Approval & Rate

*Rates and terms vary by state and are subject to credit approval.

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What RV Loan Programs Do You Offer?

First tell us what your situation is. Our programs are competitive nationwide. Click below for more information:


Rates range from 3.99% to 17.99% based on your credit,
the collateral you are purchasing, the state that you live in,
and other factors.

RV Loan Rate Guarantee

30 Day Rate Lock Guarantee

When it comes to RV Loans, we make it simple. Lock in your rate today for 30 days!


For Quotes, Purchases, & Refinances…
Apply Now

Bad Credit RV Loan Program?

At RV Financing USA, we make applying for an RV loan a fast and easy process even if you have had credit challenges in the past. Here’s what you’ll need depending on your specific situation:

  1. First, choose an RV you’d like to buy. Make sure you know the year, make, model, and model number.
  2. Apply online using our Norton Symantec secured website.
  3. Provide proof of income. This includes a pay stub and W2 if paid hourly or salary. If you are retired, a benefit letter or bank statement. If you are self-employed, we require 2 years tax returns.
  4. Sign with one of our certified RV loan signing agents.
  5. Pay your seller within 3 business days of signing.

Find out more about our Bad Credit RV Loan programs or apply online to start the process.

Apply Now

Class A Motorhomes

Class C Motorhomes

Fifth Wheel Travel Trailers

Conventional Travel Trailer