RV Financing USA’s bad credit RV loan program will give your RV loan application a fair shake, even if you have bad credit. We can approve credit scores as low as 550 with competitive rates for terms up to 12 years! Even if you have a previous bankruptcy! Apply now for a free quote to see what rate we can offer you.
How Can I Qualify For This Program?
- No Model Year Requirement!
- $5,000 Minimum Loan Amount
- $75,000 Maximum Loan Amount
- No Down Payment Options Case by Case
- Minimum Credit Score of 550
- Must Provide Proof of Income Prior To Closing
- Recreational Use Only. RVs to be used for temporary or permanent residences are not permitted under our lending programs.
What might disqualify me?
- High Debt Ratio
- Unverifiable Income
- Credit Scores Below 550
- Multiple Bankruptcies
- Large, Outstanding Collections
- Delinquent Payments Within The Last 12 Months
- Limited Installment History (No Previous Auto/RV Loan)
RV Loan Services Offered:
We also offer financing for horse trailers with living quarters, truck campers, and boats 15′ and larger.