Bad Credit RV Loans

Bad Credit RV LoansBad Credit RV Loans

RV Financing USA’s bad credit RV loan program will give your RV loan application a fair shake, even if you have bad credit. We can approve customers with credit scores as low as 550 with competitive rates for terms up to 12 years! Even if you have a previous bankruptcy! Apply now for a free quote to see what rate we can offer you.

How Can I Qualify For This Program?

  • No Model Year Requirement!
  • $10,000 Minimum Loan Amount
  • $75,000 Maximum Loan Amount
  • No Down Payment Options Case by Case
  • Minimum Credit Score of 550
  • Must Provide Proof of Income Prior To Closing
  • Recreational Use Only. RVs to be used for temporary or permanent residences are not permitted under our lending programs.

Better Business Bureau A+ Rating


What might disqualify me?

  • High Debt Ratio
  • Unverifiable Income
  • Credit Scores Below 550
  • Multiple Bankruptcies
  • Large, Outstanding Collections


RV Loan Services Offered:

We also offer financing for horse trailers with living quarters, truck campers, and boats 15′ and larger.

Other Loan Services Offered:

Boat Loans

*Bad Credit RV loan rates are subject to credit approval and vary state to state. Bad Credit RV Loan Program is not available for RV full-timers.  The RV cannot be used to live in or for commercial use. Approvals are good for 45 days.