Bad Credit RV Loans

Bad Credit RV LoansBad Credit RV Loans

RV Financing USA’s bad credit RV loan program will give your RV loan application a fair shake, even if you have bad credit. We can approve credit scores as low as 550 with competitive rates for terms up to 12 years! Even if you have a previous bankruptcy! Apply now for a free quote to see what rate we can offer you.

How Can I Qualify For This Program?

  • No Model Year Requirement!
  • $10,000 Minimum Loan Amount
  • $75,000 Maximum Loan Amount
  • No Down Payment Options Case by Case
  • Minimum Credit Score of 550
  • Must Provide Proof of Income Prior To Closing
  • Recreational Use Only. RVs to be used for temporary or permanent residences are not permitted under our lending programs.


Better Business Bureau A+ Rating

What might disqualify me?

  • High Debt Ratio
  • Unverifiable Income
  • Credit Scores Below 550
  • Multiple Bankruptcies
  • Large, Outstanding Collections
  • Delinquent Payments Within The Last 12 Months
  • Limited Installment History (No Previous Auto/RV Loan)


RV Loan Services Offered:

We also offer financing for horse trailers with living quarters, truck campers, and boats 15′ and larger.

Other Loan Services Offered:

Boat Loans

*Bad Credit RV loan rates are subject to credit approval and vary state to state. Bad Credit RV Loan Program is not available for RV full-timers.  The RV cannot be used to live in or for commercial use. Approvals are good for 45 days.