Motor Home Loans

Good Credit Motor home Loans

Motor Home Loans – Good or Bad Credit

RV Financing USA’s motor home loans reward customers who have worked hard to achieve a high credit rating or who have worked to come back from previous credit problems. We offer motorhome financing programs with terms up to 20 years. We also offer competitive rates and discounted service warranty products. Apply now for a free quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with RV Financing USA. One application here, lets you use your motor home loan to buy a motor home or boat from anyone! No more need to apply at multiple dealerships!

Individual motor home financing or dealership motor home financing available!

How Can I Qualify For This Program?

  • Units should be 2004 or newer. Older units will be considered on a case-by-case basis.
  • Minimum 10% Down Payment or Trade In
  • Minimum Credit Score of 550
  • Part-Time Use Only (No Full-Timers)
  • No Business or Commercial Use


Better Business Bureau A+ RatingWhat might disqualify me?

  • High Debt Ratio
  • Unverifiable Income
  • Credit Scores Below 550
  • Outstanding Collections
  • Delinquent Payments Within The Last 12 Months
  • Limited Installment History (No Previous Auto/RV Loan)


RV Loan Services Offered:

This program is also available for boats. Not available for full-timers. No park models, park trailers, branded titles, or toter moter homes. No travel trailers containing either sliding glass doors or front bay windows. No business or commercial use. The RV must be listed in the current NADA appraisal guide and carry the RVIA seal of endorsement. Model year 2005 or newer only. Older models may be considered at a higher interest rate. Not available in Louisiana, Alaska, or Hawaii.

*Good Credit motor home loans are subject to credit approval and vary state to state. Good Credit Motor home Loans Program is not available for RV full-timers.  The RV cannot be used to live in or for commercial use. Approvals are good for 30 days.